FAFSA 101: How to Avoid Common Mistakes and Maximize Aid
The Free Application for Federal Student Aid (FAFSA) is a crucial step in the college admissions process. It’s your gateway to federal, state, and institutional financial aid—but mistakes on the form can cost families thousands of dollars. Here’s what you need to know to avoid common errors and maximize your student’s aid. Why FAFSA Matters The FAFSA determines your eligibility for: Federal grants (like the Pell Grant) Subsidized and unsubsidized loans Work-study programs Many institutional scholarships and aid packages Even if you think you won’t qualify for need-based aid, many schools use FAFSA information to award merit scholarships, so it’s worth completing. Common FAFSA Mistakes to Avoid 1. Missing the Deadline Each state and college has its own FAFSA deadline. Submitting early ensures you won’t miss out on available aid. Tip : FAFSA opens on December 1—don’t wait! 2. Not Filing at All Some families assume they won’t qualify for aid and skip the FAFSA. This is a mistake—ther...